In an effort to improve housing conditions in rural Odisha, the state government launched the Mo Ghara Yojana on May 29, 2024. This scheme is a significant initiative aimed at providing financial assistance to lower and middle-class citizens of the state, especially those who lack pucca houses or wish to repair their existing homes. In this blog, we’ll dive deep into the Mo Ghara Yojana 2024, covering its benefits, eligibility criteria, application process, and everything you need to know to apply online through the official website, rhodisha.gov.in.
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Mo Ghara Yojana is a housing scheme initiated by the Odisha government to support the construction and repair of permanent houses (pucca houses) for citizens of rural Odisha. Under this scheme, eligible citizens can receive financial assistance ranging from ₹1 lakh to ₹3 lakh, which can be repaid in easy installments over 10 years. The scheme also provides government subsidies based on the loan amount, making it an attractive option for those in need of affordable housing solutions.
The primary aim of Mo Ghara Yojana is to improve the living conditions of economically weaker sections and middle-class citizens in Odisha. Many families in rural areas either lack proper housing or live in homes that require repairs or reconstruction. With the Mo Ghara Yojana, these citizens can build or upgrade their homes with government support. By offering financial aid and subsidies, the government ensures that citizens no longer have to compromise on their housing needs due to financial constraints.
The Mo Ghara Yojana offers several benefits to its beneficiaries:
The financial assistance under the Mo Ghara Yojana is divided into four categories, with different subsidy levels provided for each. Here’s a breakdown:
| Loan Amount | Subsidy Provided |
| ₹1.00 lakh | ₹30,000 |
| ₹1.50 lakh | ₹45,000 |
| ₹2.00 lakh | ₹60,000 |
| ₹3.00 lakh | ₹60,000 |
Persons with Disabilities and SC/ST will receive an additional subsidy of Rs. 10000 (Ten Thousand). These subsidies significantly reduce the amount of money citizens need to repay, making the scheme even more attractive for eligible households.
To be eligible for Mo Ghara Yojana, applicants must meet the following criteria:
These criteria ensure that only deserving individuals and families benefit from the scheme.
To apply for the Mo Ghara Yojana, eligible citizens need to provide the following documents:
Follow these simple steps to register for the Mo Ghara Yojana and apply online:
Your application for the Mo Ghara Yojana will be successfully submitted. Make sure to keep track of your application status through the website.
The Mo Ghara Yojana 2024 is a commendable initiative by the Odisha government to address the housing needs of rural citizens. With the provision of financial aid, subsidies, and a flexible repayment structure, this scheme ensures that every eligible citizen in Odisha can achieve the dream of owning a pucca house. If you or someone you know is eligible, don’t miss out on this opportunity. Apply today through the official website, rhodisha.gov.in, and secure a better living standard for your family.
Stay updated with the latest developments about the Mo Ghara Yojana on Yojanaregistration.co.in.
The Mo Ghara scheme provides financial assistance to lower and middle-class rural citizens of Odisha to build or repair their pucca houses, offering up to ₹3 lakh with a 10-year repayment period and government subsidy.
Launched in 2024, the Mo Ghara Yojana is a major government initiative in Odisha, focused on improving rural housing by providing financial aid for house construction and repairs.
The Mo Ghara Yojana is a newly launched scheme in 2024 by the Odisha government to support rural citizens in constructing or upgrading their homes.
To be eligible for PMAY in Odisha, applicants must not own a pucca house, belong to the Economically Weaker Section (EWS), Lower Income Group (LIG), or Middle Income Group (MIG), and meet specific income criteria.
The minimum size of a house under Pradhan Mantri Awas Yojana (PMAY) is 25 square meters (269 square feet) for EWS category beneficiaries.
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